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“Bookkeeping is eating my weekends”

Self-employed workers, freelancers, and very small business owners who spend their evenings filing invoices and only discover their cash flow by accident. If the word “accounting” gives you cold sweats, this one is for you.

Recommended agent: Pennylane
💰 €14 to €40/month before tax, depending on the plan. Level: Easy 🌍 France Permanent free plan at €0 for micro-businesses (invoicing, 1,200 invoices/year) + 15-day free trial on the paid plans

Price verified on October 30, 2026.

Pennylane (pennylane.com), the French accounting platform. It connects to your bank, reads your invoices automatically, and pre-categorizes every expense. Your accountant keeps control of what matters.

How it works

Trigger: A bank transaction or an invoice comes in — reads the document, matches it, and suggests a category, and you get pre-bookkeeping ready to approve.

Step-by-step setup

  1. Create a Pennylane account and connect your business bank account.
  2. Snap photos of your receipts and invoices with the mobile app.
  3. The AI suggests a category for each expense: approve or correct it.
  4. Track your cash flow in real time on the dashboard.
⚠️ Guardrails: Check the suggested categories during the first month: the AI learns from your corrections. Keep a certified accountant for the year-end closing and tax filings — the tool doesn't replace their judgment.
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Frequently asked questions

How much does Pennylane cost?

€14 to €40 before tax/month depending on the plan. Permanent €0 Free plan for micro-businesses (invoicing, 1,200 invoices/year) plus a 15-day free trial on paid plans. Price verified on October 30, 2026.

Is Pennylane free?

Yes, partly. Permanent €0 Free plan for micro-businesses (invoicing, 1,200 invoices/year) plus a 15-day free trial on paid plans.

Is Pennylane hard to get started with?

Level: Easy. Setup takes 4 steps; the first one: Create a Pennylane account and connect your business bank account.

What limits and guardrails should you know about with Pennylane?

Check the suggested categories during the first month: the AI learns from your corrections. Keep an accountant for the annual closing and filings — the tool doesn't replace their eye.

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🎁 20% off for 12 months with our link

See also

“Nobody answers my website visitors in the evening, and I'm losing customers” — Tidio — Lyro“I keep getting asked the same questions, I spend my days repeating myself” — Chatbase“My customer contacts are scattered between sticky notes and Excel files” — HubSpot — Breeze

Profile updated on November 1, 2026 — see what's new at the Directory.